mumo — Terms of Service

Effective: August 29, 2026

These Terms of Service ("Terms") govern your use of mumo, a multi-model AI deliberation platform operated by Sourced LLC ("mumo," "we," "us," or "our"). By creating an account, clicking or tapping to accept these Terms, or otherwise using mumo after being presented with notice of these Terms, you agree to them.

1. What mumo is

mumo is a multi-model AI deliberation platform. You submit prompts, context, steering input, annotations, and other content. mumo routes selected content to AI models and displays their responses in a deliberative interface. You decide what to include, route, preserve, share, or discard, subject to the features available in your plan.

mumo may be used through the web application, API, MCP (Model Context Protocol) interfaces, scripts, agents, or other approved programmatic interfaces.

Models available through mumo include proprietary models served by their developers and open-weight models served by inference providers. We route only to (a) model developers serving their own models under API terms that prohibit training on submitted content, or (b) inference providers running open-weight models on their own infrastructure. We do not route through gateways, routers, or intermediaries, and we never send requests to the developer of an open-weight model. The current list of providers, and of the models each one serves, is generated from our live routing configuration and maintained at https://mumo.chat/legal/providers. We may add, remove, rename, replace, reroute, or limit models at any time. The model list shown in the product at the time you use mumo is the authoritative list of currently available models.

2. Eligibility

You must be at least 18 years old to use mumo. By creating an account or using mumo, you represent that you meet this requirement.

3. Accounts and credentials

You may sign in using Google OAuth or other authentication methods we support. We do not store your Google password.

You are responsible for maintaining the security of your account, workspace, mumo API keys, MCP credentials, and other access tokens. Any request made using your credentials is treated as authorized by you unless and until you revoke the credential or notify us that it has been compromised.

If you create a mumo API key, you are responsible for storing it securely. We may revoke, rotate, restrict, or suspend credentials where we believe doing so is necessary for security, abuse prevention, provider-policy compliance, legal compliance, or platform integrity.

4. What you can do

You may use mumo for lawful personal, professional, educational, research, business, and commercial purposes, subject to the features and limits of your plan.

You may use approved mumo APIs, MCP interfaces, and documented programmatic access methods, subject to these Terms, applicable plan limits, provider restrictions, safety controls, and rate limits.

You may share conversations using share links where that feature is available. Shared conversations are publicly accessible to anyone with the link unless and until you delete the underlying session or revoke the share link where revocation is supported.

5. What you cannot do

You agree not to use mumo to:

  • violate applicable law or the rights of others;
  • generate illegal, abusive, threatening, harassing, exploitative, or rights-violating content;
  • generate spam, phishing, malware, credential theft, or other abusive or deceptive content;
  • attempt to circumvent model safety systems, access controls, rate limits, provider policies, billing systems, or technical restrictions;
  • reverse engineer, scrape, attack, overload, or attempt to extract mumo source code, non-public systems, or model/provider credentials;
  • impersonate another person or organization, or misrepresent AI-generated content as human-authored where disclosure is legally or ethically required;
  • use mumo to violate the terms, policies, or usage rules of any underlying model provider, inference provider, infrastructure provider, or integrated service;
  • access mumo through automated systems except via mumo-approved interfaces, including documented APIs and MCP interfaces; or
  • submit data that you do not have the right to process, transmit, or route through mumo and its providers.

We may suspend or terminate accounts, credentials, sessions, models, or features that violate these Terms or create legal, security, abuse, provider-policy, or platform-integrity risk.

6. API, MCP, and autonomous agents

mumo supports access through APIs, MCP clients, scripts, tools, autonomous agents, and other programmatic interfaces. You are responsible for all activity conducted through your account, workspace, mumo API keys, MCP credentials, or other access tokens.

If an agent, script, tool, employee, contractor, integration, or automated system acts under your credentials, its actions are treated as your use of mumo. This includes prompts submitted, files or tool outputs transmitted, third-party data retrieved, routing choices made, models selected, and outputs generated.

You represent that you have all rights, permissions, notices, and authority necessary to submit content through mumo, including content submitted by agents or integrations acting on your behalf. This includes authority to transmit that content to mumo, to selected model providers and inference providers, and to infrastructure providers described in these Terms and our Privacy Policy.

You are responsible for configuring, supervising, and monitoring agents that use mumo. mumo is not responsible for an agent exceeding your intended scope, disclosing sensitive information, generating incorrect output, violating third-party terms, or taking actions you did not anticipate.

We may impose rate limits, spend limits, model limits, safety checks, abuse monitoring, logging, or other controls on API, MCP, and agentic use.

7. Your content and AI outputs

You retain any rights you have in the prompts, context, annotations, commentary, steering decisions, uploaded materials, and other content you submit to mumo ("User Content").

You grant mumo a worldwide, non-exclusive license to host, process, transmit, display, and reproduce your content as necessary to operate the Service and to generate derived session structures (such as claim maps, takeaways, and titles); to the extent Platform Improvement is on for a session, to use that session's content — other than the attachment files themselves — to evaluate and improve the Service; and to the extent Dataset Contribution is on for a session, to include redacted model-generated material from that session in research datasets licensed to third parties. The two settings are described in Section 8 and, in full, in the Privacy Policy, Section 6.

The license to use content for Platform Improvement or Dataset Contribution ends when the session is deleted, subject to the Dataset Contribution limitations described in Section 8. The license to store and process retained records as necessary to comply with our Privacy Policy continues until those records are erased or otherwise no longer retained. Content you have published remains subject to the public-display license in Section 11 until you unpublish it.

As between you and mumo, mumo does not claim ownership of the AI-generated responses produced for you. AI-generated responses are generated by third-party model providers or inference providers, and rights to use that output may also be governed by the applicable provider's terms; you are responsible for reviewing provider terms where your use requires certainty about output ownership, publication, commercial use, or other downstream rights.

8. Data use, your two choices, and model training

No training of generative AI models on your content. mumo does not use your session content to train, fine-tune, distill, align, pretrain, or reinforcement-learn generative AI models, and does not sell, license, or provide your prompts or attachments to any third party for that purpose. Redacted model-generated material from sessions with Dataset Contribution on may be licensed to third parties as described in the Privacy Policy, Section 6.2; no other session content is ever licensed. These commitments apply to mumo and any successor to our business. How our model and inference providers handle your traffic is described below.

Licensees of a research dataset are separately bound by our license agreements — not to re-identify anyone, not to resell or redistribute the material, to delete material we withdraw, and to submit to audit (Privacy Policy, Section 6.2). Permitted uses of the redacted material may include model training. If you later withdraw contributed sessions, we instruct licensees to delete retained copies, but withdrawal cannot undo uses already completed, including information already incorporated into a trained model or completed research.

Internal orchestration tooling. mumo may develop internal models, classifiers, rankers, or scoring functions used solely to operate and improve the mumo orchestration layer — for example, classifiers that categorize incoming requests, rankers that score model-suitability for a prompt, or pipelines that inform default panel composition. These internal models are not distributed, licensed, or made commercially available to third parties as standalone products, and are subject to the Platform Improvement setting below.

No provider training of your traffic. For models served by their own developers, the no-training commitment is a term of the provider's standard API agreement, which we accepted when we opened our account. For open-weight models run by an inference provider, we rely on the provider's published data-handling statements; the model's original developer receives nothing from mumo (Section 9). The provider and the commitment we rely on for each are listed at https://mumo.chat/legal/providers. Provider policies may change over time; we will update this Section if a route materially differs from this posture.

Your two choices. mumo has two independent, per-session settings — Platform Improvement and Dataset Contribution — described in full in the Privacy Policy, Section 6. You are asked about both when you create an account, with nothing pre-selected for Dataset Contribution, and you can change either at any time in Settings → Privacy. Both settings are available on every plan. Changing either setting applies to sessions created from then on; turning Dataset Contribution off additionally withdraws your earlier contributed sessions from future dataset releases. Guest sessions may be used for Platform Improvement, including staff review and eligible public model-page excerpts, but are always excluded from Dataset Contribution. If you create an account, you can turn Platform Improvement off for sessions created from then on. Attachment files you upload are excluded from both settings on every plan, regardless of your choices, and are used only to run the session; model-generated material can repeat information from an attachment, and that model-generated material follows the session's choices.

  • Platform Improvement (default on). When on, mumo may use the session — including prompts, model-generated material, and derived structures — to evaluate and improve the Service: panel composition, default model selection, routing, prompt assembly, skill behavior, evaluation methods, abuse prevention, reliability, safety, latency, cost controls, and usability. This may include developing the internal orchestration tooling above, review by mumo staff, and featuring short quotes of model-generated material from eligible sessions on our public model pages after removing identifying details. Platform Improvement is mumo only — nothing used under it is licensed, sold, or handed to a third party for that party's own use.
  • Dataset Contribution (forced choice at signup; nothing pre-selected). When on, mumo may include redacted model-generated material from the session — model answers, model-to-model reactions, and self-reported confidence, together with derived structures built from them — in research datasets licensed to third parties such as AI labs and researchers. Your prompts, attachment files, and account information are never included. Any session created before this version's effective date, and any session created while Dataset Contribution was off, is permanently excluded.

Per-session API/MCP controls. On session creation, every plan may set the Platform Improvement election for that session through supported API and MCP controls:

{ "improvement_consent": true }
  • omitted — mumo uses the account-level setting in effect at the time.
  • true — the session is eligible for Platform Improvement, but a per-session true never widens beyond the account's own choice (narrowing-only).
  • false — the session is excluded from Platform Improvement. This is honored on every plan.

Dataset Contribution is not set through the API or MCP in this version; API and MCP sessions inherit the account's Dataset Contribution choice, which is made in the web application, and are excluded until that choice is made. We record both the requested and the resolved state for each election, for each session, regardless of transport.

Excluded sessions. If a session is excluded from an election, mumo will not use that session for the corresponding purpose. mumo may still process and retain limited metadata and logs as needed to provide the service, maintain security, prevent abuse, debug errors, enforce limits, comply with law, and maintain ordinary business records.

9. Model infrastructure and routing

When you use mumo, the content needed to generate a model response is transmitted to the provider or inference host for the selected model route.

Direct routes. For models served by their own developers, mumo sends the relevant prompt, selected context, generation parameters, and technical metadata directly to that developer. Those providers may temporarily retain API inference data for limited periods for abuse monitoring, security, and policy enforcement, per each provider's own policies. As described in Section 8, each provider's standard API terms prohibit training on this traffic.

Inference-provider routes. For open-weight models, mumo sends the same categories of data to an inference provider that runs the model weights on its own infrastructure. The inference provider receives your inference payload; the organization that developed the model does not receive it from mumo, and mumo never routes requests to those developers' own endpoints. This is a deliberate part of mumo's privacy posture. Which inference provider serves which model, and the data-handling statement we rely on for each, is listed at https://mumo.chat/legal/providers. Those providers' commitments govern their own processing, not mumo's storage, retention, or data-use practices, which are described separately in these Terms and our Privacy Policy.

We may modify, limit, or discontinue access to specific AI models, providers, or routing features in response to changes in provider policies, availability, or legal requirements.

10. Platform API keys and credentials

All third-party model calls are made using mumo-managed provider credentials unless we expressly support another method. mumo does not currently support bring-your-own provider keys (BYOK).

If you create a mumo API key, only a hashed form is retained server-side. We cannot retrieve or view the full key after it is first displayed.

mumo API keys and MCP credentials are sensitive credentials. You are responsible for securing them and for all activity under them. We may log credential identifiers, request metadata, model routes, consent-resolution values, and safety/security events for auditing, abuse prevention, billing, debugging, and compliance.

Usage may be subject to rate limits or feature gating described elsewhere in these Terms.

11. Shared and published conversations

When you generate a share link or publish a session, the conversation content — including model responses, annotations, commentary, and steering decisions included in that view — becomes accessible to others: to anyone with the link for a share link, and to anyone at a public URL for a published session.

Publishing or sharing a session does not change whether that session is eligible for Platform Improvement or Dataset Contribution; those are determined by your settings as described in Section 8 and the Privacy Policy, Section 6.

Shared and published conversations do not expose your Google password, mumo API key, or private account credentials. They may expose personal, confidential, proprietary, or sensitive content if you included that content in the session. You are responsible for what you choose to share or publish.

12. No professional advice

mumo does not provide medical, legal, financial, tax, investment, security, or other professional advice. AI-generated content may be inaccurate, incomplete, outdated, biased, or misleading. You are responsible for evaluating and verifying outputs before relying on them.

13. Availability and changes

mumo is provided on an "as is" and "as available" basis. We do not guarantee uptime, availability, model availability, uninterrupted service, response quality, latency, or continued access to any particular model, route, provider, feature, API, or MCP interface.

Third-party provider outages, rate limits, policy changes, safety systems, pricing changes, and legal requirements may affect mumo features.

We may modify, suspend, limit, or discontinue any part of mumo at any time.

14. Intellectual property

The mumo platform — including its software, design, branding, interface, workflows, documentation, and non-user content — is owned by Sourced LLC or its licensors. These Terms do not grant you rights to mumo intellectual property except the limited right to use mumo under these Terms.

15. Disclaimer of warranties

To the maximum extent permitted by law, mumo is provided "as is" and "as available," without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, security, or reliability.

16. Limitation of liability

To the maximum extent permitted by law, Sourced LLC and its officers, employees, contractors, agents, affiliates, and licensors will not be liable for:

  • the accuracy, completeness, usefulness, or reliability of AI-generated content;
  • decisions or actions taken based on AI-generated content;
  • unauthorized, unexpected, or undesired actions taken by agents operating under your credentials;
  • loss, disclosure, or corruption of data except to the extent liability cannot be excluded by law;
  • third-party model provider, inference provider, or infrastructure provider actions, outages, policy changes, suspensions, or processing;
  • indirect, incidental, special, consequential, exemplary, or punitive damages; or
  • lost profits, lost revenues, lost business opportunities, loss of goodwill, or business interruption.

Aggregate liability cap. To the maximum extent permitted by law, the total aggregate liability of Sourced LLC and its officers, employees, contractors, agents, affiliates, and licensors for all claims arising out of or relating to mumo or these Terms will not exceed the greater of $100 or the amount you paid directly to mumo for the Service during the 12 months immediately before the event giving rise to the claim.

The exclusions and cap in this Section apply regardless of the legal theory asserted and even if a remedy fails of its essential purpose, but they do not limit liability that cannot lawfully be excluded or limited.

17. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Sourced LLC and its officers, employees, contractors, agents, affiliates, and licensors from third-party claims, damages, losses, liabilities, costs, and reasonable attorneys' fees arising from:

  • User Content you submit through mumo, including a claim that your submission or our permitted use of it infringes or violates a third party's rights;
  • your material violation of these Terms or applicable law; or
  • activity by agents, scripts, integrations, employees, contractors, or other automated systems operating under your credentials that violates these Terms, applicable law, or third-party rights.

This Section does not require you to indemnify mumo for claims arising solely from mumo's own negligence, willful misconduct, or violation of law. If you use mumo on behalf of a business or organization, that business or organization also agrees to these indemnification obligations.

18. Termination and deletion

You may delete your account at any time. We may suspend or terminate your access if you violate these Terms, create risk for mumo or its providers, or if we discontinue the service.

Deleting a session removes it from your account and makes it ineligible for Platform Improvement and Dataset Contribution. Erasing stored session records is a separate step described in the Privacy Policy, Section 5.4. Account deletion and retention of specific data categories — including account and billing records, operational records, aggregate statistics, backups, and privacy-choice history — are handled as described in the Privacy Policy, Section 11 and subject to applicable legal requirements.

19. Assignment and change of control

You may not assign or transfer these Terms without our consent. We may assign these Terms and transfer information in connection with a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets. Any successor takes the data subject to the commitments of the policy version under which it was collected — including the Platform Improvement and Dataset Contribution choices in force for each session and the permanent exclusion of pre-effective-date sessions from licensing. We will notify you before your information becomes subject to a materially different policy.

20. Dispute resolution

Please read this Section carefully. It affects your right to go to court and have a jury decide a dispute.

Informal resolution first. Before filing arbitration or a lawsuit other than a qualifying small-claims case, the complaining party must send the other party written notice describing the dispute and requested relief and allow 30 days for a good-faith attempt to resolve it. You may send notice to support@mumo.chat. We may send notice to the email address associated with your account, if any.

Small claims. Either party may bring an individual claim in small claims court if the claim qualifies for that court.

Individual arbitration. Except for qualifying small-claims cases and claims that applicable law does not permit to be arbitrated, disputes arising out of or relating to these Terms or your use of mumo will be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect. This arbitration agreement is governed by the Federal Arbitration Act. The AAA rules govern filing fees and costs; mumo will pay the amounts the AAA rules require a business to pay. Hearings may be conducted by video, telephone, written submissions, or in person. Any in-person hearing will take place at a location reasonably convenient to you or another location the parties agree to.

If the AAA declines to administer a dispute because mumo failed to comply with the AAA rules or pay fees the AAA requires mumo to pay, you may elect to pursue the dispute in court. If the AAA is unavailable for another reason, the parties will try in good faith to agree on another neutral arbitration provider; if they cannot, a court of competent jurisdiction may appoint an arbitrator as permitted by the Federal Arbitration Act.

30-day arbitration opt-out. You may opt out of this arbitration agreement by emailing support@mumo.chat with the subject line "Arbitration Opt-Out" within 30 days after you first accept these Terms. Include your name and the email address associated with your mumo account, if any, and state that you are opting out of arbitration. Opting out of arbitration does not affect any other part of these Terms or your ability to use mumo.

No class or representative proceedings. To the maximum extent permitted by law, disputes must be brought only on an individual basis and not as a plaintiff or class member in a class, consolidated, or representative action or arbitration. The arbitrator may award relief only to the individual party seeking relief and only to the extent necessary to resolve that party's individual claim.

Jury-trial waiver. If a dispute proceeds in court rather than arbitration, each party waives a jury trial to the maximum extent permitted by law.

If the prohibition on class or representative proceedings is found unenforceable as to a particular claim or requested remedy, that claim or remedy will proceed in a court of competent jurisdiction and the remainder of this Section will continue to apply.

21. Governing law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

22. Changes to these Terms

We may update these Terms from time to time. Material changes will be communicated through the platform, email, or other reasonable means.

Material changes to model routing, provider architecture, or how we use your data may require renewed affirmative acceptance before further platform use.

If you do not agree to updated Terms, you should stop using mumo and delete your account.

If you believe content available through mumo infringes your copyright, send a notice to support@mumo.chat with enough information for us to evaluate the claim, including:

  • identification of the copyrighted work you claim has been infringed;
  • identification and location of the material you claim is infringing;
  • your name and contact information;
  • a statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  • a statement that the information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act for the owner; and
  • your physical or electronic signature.

We may remove or disable access to material that we reasonably believe infringes third-party rights and may terminate repeat infringers where appropriate. If content you submitted is removed for copyright reasons and you believe the removal was a mistake or misidentification, contact support@mumo.chat and we will provide information about any available counter-notice process.

24. Force majeure

Neither party is liable for delay or failure to perform an obligation under these Terms to the extent caused by events beyond that party's reasonable control, such as natural disasters, war, terrorism, civil unrest, labor disruptions, widespread internet or utility failures, provider or infrastructure outages, government action, or significant cyberattacks. This Section does not excuse obligations that applicable law does not permit to be excused.

25. Severability

If any provision of these Terms is found invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted and the remaining provisions will remain in effect, except as specifically provided in Section 20 for the arbitration and class-action provisions.

26. Waiver

If either party does not enforce a provision of these Terms, that does not waive the right to enforce it later. A waiver is effective only if it is in writing and applies only to the specific instance for which it is given.

27. Entire agreement

These Terms, together with any additional terms that expressly state they are incorporated into these Terms, constitute the entire agreement between you and Sourced LLC regarding your use of mumo and supersede prior agreements or understandings about the Service. Our Privacy Policy separately describes how we collect, use, disclose, and retain information and is incorporated where these Terms expressly refer to it.

28. Notices

We may provide notices to you through mumo, by email to the address associated with your account, or by other reasonable electronic means. Contractual notices to mumo under these Terms may be sent to support@mumo.chat. Service of legal process must be made in accordance with applicable law.

29. Contact

Questions about these Terms? Contact us at support@mumo.chat.