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mumo — Terms of Service

Effective: February 17, 2026 Last updated: February 17, 2026

1. What mumo is

mumo is a multi-model AI conversation platform. You submit prompts and steering input; mumo routes your content to AI models and displays their responses side by side. You curate the conversation by selecting excerpts, adding commentary, and deciding what each model sees.

Models currently available include, but are not limited to, Claude by Anthropic, GPT by OpenAI, and Grok by xAI. We may add or remove models at any time.

mumo is operated by Sourced LLC ("we," "us," "our"). By using mumo, you agree to these terms.

2. Eligibility

You must be at least 18 years old to use mumo. By creating an account, you represent that you meet this requirement.

3. Accounts

You sign in via Google OAuth. You are responsible for maintaining the security of your Google account. We do not store your Google password.

4. What you can do

You may use mumo for personal, professional, educational, and research purposes. You may share conversations via share links, making them publicly accessible to anyone with the link.

5. What you cannot do

You agree not to use mumo to:

  • Generate content that is illegal, abusive, threatening, or that violates the rights of others
  • Attempt to circumvent AI model safety measures or content policies
  • Use the platform to generate spam, phishing content, or malware
  • Reverse-engineer, scrape, or attempt to extract the platform's source code
  • Impersonate other users or misrepresent AI-generated content as human-authored in contexts where disclosure is required
  • Use automated systems to access mumo without our prior written consent
  • Violate the terms of service of any underlying AI provider

We reserve the right to suspend or terminate accounts that violate these terms.

6. Your content

You own your input. Prompts, annotations, commentary, and steering decisions you create are yours. You may export, reuse, publish, or share your input and curated conversations for any lawful purpose, including research and publication, subject to the applicable AI provider's terms regarding model-generated output.

AI responses are not owned by us. Model responses are generated by third-party AI providers. Ownership and usage rights for AI-generated content are governed by the respective provider's terms. Generally, providers grant you rights to use API-generated output, but you should review their terms directly.

We do not train on your conversations. Your conversations, annotations, and steering data are not used to train AI models — ours or anyone else's. We store your data to provide the service (conversation history, session replay, share links) and may use aggregated, anonymized usage patterns to improve the platform.

Shared conversations are public. When you generate a share link for a conversation, anyone with that link can view the full conversation transcript including model responses, your annotations, and your commentary. Share links do not expire unless you delete the session. You are responsible for what you choose to share.

7. How your content is routed

When you use mumo, your prompts and curated content are sent to third-party AI model providers via their APIs. Providers currently include, but are not limited to:

  • Anthropic (Claude) — governed by Anthropic's API Terms of Service
  • OpenAI (GPT) — governed by OpenAI's API Terms of Use
  • xAI (Grok) — governed by xAI's Terms of Service

We may add or remove providers over time. These providers' API terms generally state that they do not train on API inputs or outputs. However, their terms may change, and we encourage you to review them periodically.

We cannot control how providers process your data beyond what their API terms guarantee. By using mumo, you acknowledge that your conversational content is transmitted to these third parties.

We may modify, limit, or discontinue access to specific AI models or routing features in response to changes in provider policies, availability, or legal requirements.

8. BYOK (Bring Your Own Key)

mumo supports using your own API keys for supported providers. When you provide your own keys:

  • API calls are made under your agreement with the provider, not ours
  • Your keys are encrypted at rest using AES-256-GCM and are never stored in plaintext
  • We cannot see your full API key after it is stored — only the last 4 characters for identification
  • You are responsible for any costs incurred on your API accounts
  • You may revoke or rotate your keys at any time through mumo's settings

When you use our demo keys (if available), API calls are made under our agreements with the providers.

9. No professional advice

mumo does not provide medical, legal, financial, or other professional advice. AI-generated content may be inaccurate, incomplete, or misleading. You are solely responsible for evaluating and verifying any information before relying on it for decisions of any kind.

10. Availability and reliability

mumo is provided on an "as-is" basis. We make no guarantees about uptime, availability, or uninterrupted service. AI model responses depend on third-party provider availability and may be affected by their outages, rate limits, or policy changes.

We may modify, suspend, or discontinue features of the service at any time.

11. Intellectual property

The mumo platform — including its design, code, branding, and interface — is our intellectual property. These terms do not grant you any rights to our IP beyond the right to use the service.

12. Disclaimer of warranties

mumo is provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, error-free, or secure.

13. Limitation of liability

To the maximum extent permitted by law, we are not liable for:

  • The accuracy, completeness, or reliability of AI model responses
  • Decisions you make based on AI-generated content
  • Loss of data, including conversations or account information
  • Actions taken by third-party AI providers
  • Any indirect, incidental, or consequential damages arising from your use of mumo

14. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of mumo, your violation of these terms, or your violation of any third party's rights.

15. Termination

You may delete your account at any time. We may suspend or terminate your access if you violate these terms or if we discontinue the service. Upon termination, we will delete your stored data within 30 days unless required by law to retain it.

16. Dispute resolution

Any dispute arising out of or relating to these Terms or your use of mumo shall be resolved through binding arbitration on an individual basis, conducted in Florida under the rules of the American Arbitration Association. You agree that disputes will not be resolved through class actions, consolidated actions, or representative actions. You waive any right to participate in a class action or jury trial relating to these Terms.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

18. Changes to these terms

We may update these terms from time to time. Material changes will be communicated via the platform. Continued use after changes constitutes acceptance. If you disagree with updated terms, you should stop using mumo and delete your account.

19. Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

20. Contact

Questions about these terms? Contact us at support@mumo.chat.